The Home Buying Process Step by Step

Hunter Letendre
Dec 10, 2023
3 min read

Updated: Aug 29

Buying a home is one of life’s biggest milestones—and one of the most complex. Whether you’re a first-time homebuyer or a seasoned homeowner looking for your next property, understanding the home buying process step by step can make the journey smoother, less stressful, and more successful.

This guide breaks down each phase, from your first consultation to closing day, so you know what to expect at every turn.

Phase 1: How Do You Start the Home Buying Journey?

Initial Consultation with Your Agent

The process begins with a one-on-one consultation to discuss your goals, budget, and ideal home features. This is your chance to ask questions and set expectations, creating a strong foundation for your home search.

Why Is Pre-Approval Important?

Before viewing properties, getting pre-approved by a lender is crucial. Pre-approval not only shows sellers you’re serious but also clarifies your price range. I connect my clients with trusted lenders who can explain loan options and help them prepare for a competitive market.

Phase 2: How Do You Define Preferences and Start Searching?

Refining Your Home Search Plan

Once you’re pre-approved, we’ll meet again to refine your wishlist—desired features, neighborhoods, school districts, and lifestyle priorities. With this, we’ll create a customized home search strategy.

Touring Homes with Confidence

This is the exciting part! Armed with your pre-approval and tailored plan, we’ll begin touring homes. I’ll coordinate viewings, provide insights, and help you envision each property’s potential.

Phase 3: How Do You Make a Strong Offer?

Writing a Competitive Offer

When you find the right property, I’ll guide you through writing an offer that’s both competitive and aligned with your needs. From pricing strategies to contract terms, I’ll handle the details and leverage local market expertise to give you the best shot.

Keep in mind: in a competitive market, it can sometimes take multiple offers before securing your dream home.

Phase 4: What Happens During Due Diligence?

Inspections and Negotiations

Once your offer is accepted, we enter the due diligence period. This includes inspections, appraisals, and reviewing disclosures. I’ll connect you with trusted inspectors, help interpret reports, and negotiate any repair requests or credits.

Staying Organized

On day one under contract, I’ll provide a detailed timeline of important dates, deadlines, and next steps so you feel confident and informed throughout the process.

Phase 5: How Does the Closing Process Work?

Final Steps Before Closing

Closing typically takes 10–45 days depending on your contract and financing. During this time, we’ll finalize paperwork, lender requirements, and conduct a final walkthrough to ensure everything is in order.

Closing Day

The big moment arrives: signing with the title company and receiving the keys to your new home. Congratulations—you’re officially a homeowner!

FAQ: Common Home Buying Questions

How do I submit an offer on a home? As your buyer’s agent, I’ll walk you through terms, options, and strategies. Once we finalize your decisions, I’ll draft the purchase contract, you’ll sign, and I’ll submit it to the seller’s agent.

Can I buy a new home while selling my current one? Yes—it’s possible to buy and sell a home simultaneously. Options like contingent offers or rent-back agreements can make the process seamless. I’ll help you evaluate the best strategy for your situation.

Ready to Buy a Home in Maine, New Hampshire, or Massachusetts?

Whether you’re looking for a waterfront retreat in Maine, a city home in Massachusetts, or a peaceful New Hampshire countryside property, I can help. With deep knowledge of the New England real estate market and a commitment to personalized service, I’ll guide you every step of the way.

Don’t just dream about your next home—let’s find it together. Contact me today to start your journey!