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Cost of Living in New Hampshire vs. Maine vs. Massachusetts
- Hunter Letendre
- Jun 5
- 3 min read
Updated: Nov 21
New England Cost Comparison: Which State Is More Affordable?
Wondering how much it costs to live in New Hampshire, Maine, or Massachusetts in 2025? This New England cost comparison breaks down housing, utilities, taxes, and daily expenses so you can decide where your dollar goes further.
What Is the Average Cost of Living in New Hampshire?
New Hampshire is often considered one of the most tax-friendly states in the U.S. It has no state income or sales tax, making it appealing for retirees and remote workers.
Housing: The median home price in 2025 is around $450,000.
Utilities: Average monthly utility bill is $180.
Groceries & Gas: Groceries are slightly above the national average, but gas prices are moderate.
Taxes: While income and sales taxes are absent, property taxes are the 3rd highest in the U.S.
Pros: No income/sales tax, Quality public schools, Low crime rates
Cons: High property taxes, Limited public transportation
Is Maine Cheaper to Live in Than New Hampshire?
Maine offers a slightly lower overall cost of living than New Hampshire, especially in rural areas. It’s ideal for those seeking a quiet, natural lifestyle.
Housing: Median home price in 2025 is $390,000.
Utilities: Slightly higher due to colder winters—around $200/month.
Groceries & Gas: Groceries are comparable to NH, gas prices a bit higher.
Taxes: Maine has a state income tax (up to 7.15%) and sales tax (5.5%).
Pros: Lower housing costs, Beautiful natural surroundings, Slower pace of life
Cons: High heating costs, Higher income taxes
Is It More Expensive to Live in Massachusetts?
Massachusetts has the highest cost of living among the three states. While it offers top-tier education, healthcare, and employment opportunities, these benefits come with a price.
Housing: Median home price is $600,000+, especially high in Boston and surrounding areas.
Utilities: Average about $190/month.
Groceries & Gas: Among the highest in New England.
Taxes: Flat 5% state income tax, 6.25% sales tax, and moderate property taxes.
Pros: Excellent healthcare and educatioN, Thriving job market, Public transportation access
Cons: High housing and rental costs, Dense traffic and congestion
Which New England State Has the Best Tax Benefits?
If you're looking for tax savings, New Hampshire is the clear winner due to its no income or sales tax policy. However, if you're willing to pay a bit more for better public services and infrastructure, Massachusetts might offer a better trade-off.
Final Verdict: Which State Has the Best Value for Cost of Living?
Most affordable overall: Maine, due to lower housing costs
Best for tax savings: New Hampshire
Best for career and education: Massachusetts, despite high living expenses
Your best choice will depend on whether you prioritize affordability, tax benefits, job opportunities, or lifestyle quality.
Conclusion: Use this New England cost comparison to evaluate what matters most to you. Whether you're relocating, retiring, or just curious, understanding how much it costs to live in New Hampshire vs. Maine vs. Massachusetts can help you make a confident move in 2025.
I'm also here to help. Reach out to me, Hunter Letendre, REALTOR® with Berkshire Hathaway HomeServices Verani Realty. I serve New Hampshire, Maine, and Northern Massachusetts, and I’m here to guide you every step of the way.
Hunter Letendre, REALTOR®
Berkshire Hathaway HomeServices Verani Realty
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